No fault insurance also called PIP insurance, Personal Injury Protection insurance is a statutory type of coverage here in Florida. It means it doesn’t matter who’s fault an accident is, your coverage will cover you for up to 80% of your reasonable medical bills, and up to 60% of your wage loss. That no fault insurance is valid and it covers you whether you’re in a three car pile up or even if you ran into a tree on your way home and you went off the road because you [inaudible 00:00:35], it doesn’t matter how the accident happened, it doesn’t matter who caused the accident, it could be all your fault, it doesn’t matter. No fault coverage will protect you so long as you have it.

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